Debt collection · London
Debt collection agency in London — matched to your case, free
London produces more commercial debt than anywhere else in the UK — unpaid invoices between suppliers and agencies, service businesses chasing retainers, and some of the country's highest rent arrears. The upside of chasing a London debtor: enforcement infrastructure is on the doorstep and trading companies usually have assets worth pursuing.
Get matched free →Takes about a minute · No obligation · The right agency gets in touch
How recovery works when your debtor is in London
England and Wales share one recovery framework: statutory late-payment interest of 8% plus the Bank of England base rate on commercial invoices, county court claims for debts that demands don't shift, and — for judgments over £600 — transfer to the High Court, where enforcement officers' fees are largely added to the debtor's bill. Commercial landlords can also use CRAR to recover principal rent without going to court.
Whatever the route, the pattern is the same: a professional demand changes debtor behaviour, statutory interest makes delay expensive for them, and escalation is there if they still won't engage — the complete debt recovery guide walks the whole process. Our late payment calculator shows what you can add to a commercial invoice today.
Covering London
Agencies matched to London cases work debts across the region, including:
Start from your debt type
Common questions
My debtor is a London company that's still trading. Is that good news?
Usually, yes. A trading business with premises, contracts and a reputation to protect has every reason to settle once a collection agency or High Court enforcement gets involved — London debtors are rarely judgment-proof, they're just hoping you won't push.
What does debt collection in London cost?
Nothing to be matched — the agency that takes your case pays us. The agency's own fees are set out up front before you commit: a fixed fee, commission (typically 5–15% on commercial debt), or a hybrid of the two. See our full guide to debt collection agency costs.
Does the agency need an office nearby?
No — collection runs on demands, calls and court process, not house calls. What matters is that the agency genuinely covers London and knows your debt type. That's exactly what we match on.
Owed money in London?
Tell us about the debt and we'll match it with a vetted agency that genuinely covers your debtor's patch. Free, no obligation, fees up front.